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Benewise ● On-device demo · answers computed in your browser

Your benefits, finally in plain English.

Your plan already spells out what it covers. It just doesn't spell it out in English. Benewise reads yours and shows you what's covered, what a year actually costs, and what you're already paying for and not using.

"Subject to deductible, then 100% coinsurance in-network"
You pay $0 after you've spent your deductible — here's exactly where you stand.
Your plan details are processed in your browser and never sent to us or stored on a server.

True-cost forecast

Best, typical, and bad-year cost from your plan's real numbers — not the premium.

Plain-language Navigator

Ask anything; get answers grounded in your plan, with the source shown.

Rx cost router

Insurance vs. cash-with-coupon — the strategy, not just a price.

FSA / HSA sizer

Fund it from what you'll actually spend, so nothing's forfeited.

Get started

Bring in your plan

Everything you enter stays on your device. Start with a realistic sample to explore, or enter your own plan's numbers from its benefit summary.